Calculator · FY 2025-26
Section 80C calculator
See the tax you save by using your ₹1.5 lakh Section 80C limit under the old regime — at your own salary and slab.
Counted up to the ₹1,50,000 cap — EPF, PPF, ELSS, LIC, principal, tuition
Tax saved with 80C (old regime)
₹46,800
That is an effective 31% back on ₹1,50,000 invested.
Estimate for a resident individual below 60, FY 2025-26, including 4% cess and the ₹50,000 standard deduction, computed at your top slab with no other deductions assumed. Your real saving depends on your full filing.
What counts towards 80C
- EPF and VPF contributions from your salary
- PPF (Public Provident Fund)
- ELSS tax-saving mutual funds
- Life-insurance premiums
- Home-loan principal repayment
- Children's tuition fees (up to two children)
- NSC, 5-year tax-saving fixed deposits, Sukanya Samriddhi
All of these share the single ₹1,50,000 ceiling — investing more across them does not raise the cap. The additional ₹50,000 NPS deduction sits separately, under Section 80CCD(1B).
Frequently asked questions
Educational information
This page is general information for salaried taxpayers in India, not legal, financial or chartered-accountancy advice. Tax outcomes depend on your full, individual circumstances. Figures use FY 2025-26 (AY 2026-27) rules and may change. Verify against official sources or a qualified professional before acting.
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