What is a tax saving report?

It is a personalised, section-by-section analysis of where you can legally reduce your tax — built from your own Form 16 or AIS rather than a generic calculator. Each opportunity shows the section of the Income-tax Act it relies on and the rupee impact.

How is it different from a tax calculator?

A calculator gives you a number for an input you type. A report reads your actual document, reconstructs your filing, compares both regimes, and lists the specific deductions and exemptions you have not fully used — with citations and amounts.

Will it tell me which mutual fund or NPS scheme to buy?

No. DrishtiTax gives category-level guidance (for example, ₹50,000 under 80CCD(1B) via NPS Tier-I) and lists options alphabetically. It never recommends a specific brand or product — that is a deliberate boundary.

What does the report cost?

The preview of your savings opportunity is free. The full Audit report is ₹249, and the Combo (Audit plus a forward-looking Planner) is ₹399. You pay only if the report is worth it to you.

Is the report a substitute for filing?

No. DrishtiTax is an intelligence layer. You still file on the income-tax portal or with a Chartered Accountant. The report is the second pair of eyes before you submit.

Tax saving report · FY 2025-26

A tax saving report built from your actual numbers

Not a generic calculator — a section-by-section analysis of your Form 16 or AIS that shows exactly where you can pay less, with the rule behind each opportunity and what it is worth.

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What the report covers

DrishtiTax reconstructs your filing and checks each deduction and exemption a salaried taxpayer can use, then reports the gaps with the amount and the statutory basis.

Regime comparison — old vs new, computed on your figures
Section 80C — the ₹1.5 lakh basket: EPF, PPF, ELSS, life insurance, principal, tuition
Section 80CCD(1B) — the additional ₹50,000 for NPS
Section 80CCD(2) — employer NPS contribution (available even in the new regime)
Section 80D — health insurance for self, family and parents, plus preventive check-ups
HRA — recomputed against rent actually paid
Section 24(b) — up to ₹2 lakh home-loan interest on a self-occupied home
Section 80E, 80G, 80TTA and other situational deductions where they apply

Why section-by-section beats a single number

A headline savings figure is easy to produce and hard to act on. A useful report tells you which lever to pull, by how much, and why — so you can actually claim it when you file. Every line cites the section it rests on, and when a document cannot be read confidently, DrishtiTax says so rather than inventing a number.

Two reports, one upload

The Audit report is a post-mortem of the year just finished (FY 2025-26). The Planner looks forward and lays out a monthly plan to use every cap for the year ahead. The Combo gives you both from a single upload and saves ₹99 versus buying them separately.

How to get yours

Upload your Form 16, AIS or ITR. See your estimated savings opportunity for free in under a minute, then unlock the full report if it is worth it. Filing stays on the portal or with your CA — DrishtiTax does the analysis.

Frequently asked questions

Educational information

This page is general information for salaried taxpayers in India, not legal, financial or chartered-accountancy advice. Tax outcomes depend on your full, individual circumstances. Figures use FY 2025-26 (AY 2026-27) rules and may change. Verify against official sources or a qualified professional before acting.

See your savings, section by section

Upload one document — Form 16, AIS or ITR. See your estimated savings opportunity in under a minute. The preview is free; pay only if the report is worth it to you.

Get my tax saving report How it works

₹249 Audit · ₹399 Combo · No signup · Under 60 seconds

What the report covers

Why section-by-section beats a single number

How to get yours

Frequently asked questions

See your savings, section by section

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