Calculator · FY 2025-26
Section 80D calculator
Work out your health-insurance deduction for self, family and parents — and the tax it saves under the old regime.
Limit ₹25,000
Limit ₹50,000
Deduction available under 80D
₹55,000
Tax saved (old regime): ₹17,160
Estimate for a resident individual, FY 2025-26, including 4% cess, computed at your top slab with no other deductions assumed. A preventive health check-up of up to ₹5,000 fits within these limits. Verify your exact eligibility before claiming.
How 80D limits work
There are two separate buckets: one for you and your family, and one for your parents. Each is ₹25,000, and each rises to ₹50,000 when the eldest person insured in that bucket is a senior citizen. A preventive health check-up of up to ₹5,000 sits inside these limits rather than on top of them. The calculator applies the right cap based on the senior-citizen toggles.
Frequently asked questions
Educational information
This page is general information for salaried taxpayers in India, not legal, financial or chartered-accountancy advice. Tax outcomes depend on your full, individual circumstances. Figures use FY 2025-26 (AY 2026-27) rules and may change. Verify against official sources or a qualified professional before acting.
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